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Let us help you protect your funds

Fidelity Fiduciary Company Icon

FFC is the ONLY custodial company that guarantees the MSA funds will not be subject to seizure or garnishment by creditors.


FFC will allow the settling parties to avoid concern that the medical funds could be attacked by creditors. After successfully handling MSA accounts for over two decades, FFC stands ready to comply with all applicable Medicare regulations while providing compassionate and informative service.


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What Sets
Us Apart

When a Workers’ Compensation or Liability claim settles with Medicare, it becomes a WCMSA or LMSA, with funds set aside for future medical and prescription costs. At that point, beneficiaries must choose between self-administration or professional administration.

At FFC, we go beyond basic fund management. As true professional administrators, we take on formal Medicare compliance responsibilities and ensure every claim is handled with accuracy, accountability, and care. FFC has contractual duties for Medicare compliance, including:

Pay medical and pharmacy charges until the fund is temporarily or permanently exhausted.

Distribute account funds that are solely for expenses related to medically necessary services, supplies,or prescription drug expense.

Adjusting medical bills to the Workers’ Comp fee schedules or Usual and Customary.

Ensure the medical charges are related to the correct worker’s compensation injury and would be reimbursable by Medicare.

Place the funds in an interest-bearing account.

Maintain accurate accounting records, as well as notifying Medicare annually and anytime funds exhaust as required.

Reimburse Medicare if they have erroneously paid benefits while the funds were being professionally managed.

Do you get exhausted with today’s telephone trees, voicemail, and computer generated responses?

At FFC we pride ourselves on calls being answered timely by seasoned claims professionals. We provide excellent customer service results and still save you money!

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Our Key Features


FFC has the capacity to extend the life of every trust fund we administer by providing access to networks that allow for savings below provider charges.


Our Claims Director, who is considered an expert in the field of WC claims handling, will answer your phone calls with helpful, useful real information in a real time mode.


In-depth case management assistance for accounts/beneficiaries and service providers in the medical or pharmaceutical field.


Clinical partnership with S1-Medical, a national medical and pharmacy benefit management (PBM) company. The emphasis is on quality control and continuity for both FFC and the accounts/beneficiaries we serve, including:

Case Management
Medical Provider Claims Management
Nurse Utilization Review
Medical Bill Review
Pharmacy Benefit Management (PBM)


FAQ